The Transition, Turning 65 Now What?: 10 Essential Steps Before Turning 65

The Transition, Turning 65 Now What?: 10 Essential Steps Before Turning 65

The Transition, Turning 65 Now What?: 10 Essential Steps Before Turning 65

January 1st, 2024

The Transition, Turning 65 Now What?: 10 Essential Steps Before Turning 65

As you approach the milestone of turning 65, it's crucial to prepare for the changes that come with it, especially in terms of healthcare. Here are 10 key things to do before turning 65, with insights from a Medicare Insurance Advisor:

1. Understand Medicare Enrollment:

  • Learn about the different parts of Medicare – A, B, C, and D.
  • Determine your eligibility and understand when to enroll to avoid late penalties.

2. Consult a Medicare Insurance Advisor:

  • Schedule a consultation with a knowledgeable Medicare Insurance Advisor.
  • Gain insights into the best Medicare plans that align with your health needs.

3. Prioritize Health and Wellness:

  • Establish a proper diet and exercise routine to support your overall well-being.
  • Consider preventive healthcare measures to maintain good health as you age.

2024 Mantra, Health is wealth!

4. Evaluate Financial Preparedness:

  • Assess your financial situation and consider long-term care insurance.
  • Plan for potential healthcare costs not covered by Medicare.

5. Explore Social Security Options:

  • Understand the implications of claiming Social Security benefits.
  • Determine the optimal time to start receiving Social Security based on your individual circumstances.
  • Get your free Medicare & Social Security Cheatsheet by clicking HERE, your future retirement will thank you!

6. Review Employer Health Coverage:

  • If you're still employed, understand how your employer's health coverage interacts with Medicare.
  • Make informed decisions about whether to continue or transition your healthcare coverage.
  • Download for free any forms you may need to verify credible coverage by clicking HERE

7. Attend Turning 65 Medicare Workshops:

  • Look for local workshops or seminars specifically designed for individuals turning 65. If you are in the Metro Atlanta area, call to see where the nearest workshop is, there is no cost to attend these educational workshops. There are two to three held every month except for December.
  • Gather information and insights about Medicare options and related topics.

8. Organize Important Documents:

  • Compile essential documents, including identification, financial records, and healthcare information. These are important documents if you choose to travel abroad during your retirement.
  • Keep these documents easily accessible for Medicare enrollment and other administrative processes.

9. Research Medicare Advantage & Medicare Supplement Plans:

  • Explore Medicare Advantage plans that offer additional coverage beyond Original Medicare.
  • Explore Medicare Supplement plans that fill the gaps, securing peace of mind.
  • Compare plans to find the one that best suits your healthcare needs and preferences.

10. Plan for Lifestyle Changes:

  • Consider how retirement and turning 65 may impact your daily life.
  • Plan for new activities, hobbies, and social engagements to enhance your overall well-being.


Turning 65 is a significant milestone that comes with both opportunities and responsibilities. Taking proactive steps, such as understanding Medicare enrollment, consulting with a Medicare Insurance Advisor (Click HERE to schedule your zero cost consultation), and prioritizing your health, will pave the way for a smoother transition into this new phase of life. By addressing these key aspects, you'll not only navigate the complexities of healthcare but also set the foundation for a fulfilling and healthy retirement journey.

Let's Connect

Reach out to Kim & Co. Agency, your insurance experts licensed in 9 states, and let us help you protect your future. We're here to provide you with personalized insurance solutions, ensuring peace of mind. Start your journey to financial security with us.

Contact Us

Social Media